Breez application form fully completed and signed.  Other applications are accepted provided we have the Breez Privacy Form signed (pages 5 and 6).  Ensure Next of Kin is different for each applicant (eg. different person/different address). 

• History/Story of client from the Broker (if applicable) 
• Brokerage Agreement (if applicable) 
• Upfront fee of $300.00 for valuation 
• Very clear copy of passport and/or drivers licence 
• Signed explanation for any Credit Defaults/Court Judgments/Loan Arrears 
• Current rates notice 
• First Home Owner Grant (plus copy of Citizenship and Passport)
• Signed letter of intent to build (if security is vacant land)  

Income Verification

If P.A.Y.G. earner:

• At least two current payslips PLUS
• Last two years group certificates and respective taxation assessment notices; or
• Last two years full and complete tax returns 

If self employed (company/partnership/sole trade/trust):

• Copy of last two years full and complete personal tax returns including the profit and loss and balance sheet; or
• Copies of sub contract invoices for the past two years 

If using any Centrelink or Other income:

• Centrelink Statement (most recent)
• Proof of boarder income
• Child Support letter and bank statements showing maintenance income (6 months).   

Other Documents Required:

• Current Credit Card Statement 
• All current Mortgage statements (If refinancing, past 6 months are required) 
• Current personal loan statement 
• Evidence of funds to complete 
• Fire and all risks insurance over property noting interest of Lender as first mortgagee – 12 months fully paid.  This is to be held prior to settlement.
• Confirmation of rental income for investment property via Property Management Statement, Tenancy Agreement, Real Estate Letter or Valuation Report 

Purchasing

• Copy of the Contract of Sale executed by the Vendors 

Construction 

• Builders Fixed Price Contract 
• Building plans and specifications 
• Owner Builders permit / detailed list of costings  

Refinancing

• Discharge Authority Form 
• Current Personal Loan statement if being refinanced

 DOWNLOAD THE "BREEZ APPLICATION CHECKLIST" HERE